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Homeschooling with Educations Saving Accounts

How Parents Can Maximize Homeschooling Budgets with ESAs

March 15, 20242 min read

“We discovered that education is not something which the teacher does, but that it is a natural process which develops spontaneously in the human being.” - Maria Montessori

Hey parents listen up!

If you're homeschooling or thinking about it...

I've got some insider knowledge that could change the game for you and your family!

We're talking about Educational Savings Accounts (ESAs) – the ultimate parental hack for funding homeschooling while maximizing educational opportunities.

In recent years, homeschooling has become increasingly popular, leading to a surge in demand for flexible funding solutions. ESAs have emerged as a powerful tool in this landscape, giving parents a financial resource they need to tailor their children's education to their unique needs and interests.

While funding for traditional education initiatives has experienced a decline, state-funded ESA programs have been on the rise. These programs offer a lifeline to families seeking greater autonomy and flexibility in their educational journey.

Joe Connor, the brains behind Odyssey, a platform connecting parents with ESA programs, has witnessed the rapid expansion of these initiatives. What started with just a few state ESA programs serving a limited number of families has blossomed into a nationwide phenomenon. Today, 13 states allocate a staggering $5 billion annually to parents through ESA programs, with more states considering similar initiatives.

Education savings accounts (ESAs) in K-12 education establish for parents a publicly funded, government-authorized savings account with restricted, but multiple uses for educational purposes. ESAs are not just about covering tuition – they offer a wide range of educational expenses.


🗣️Parents may use the funds to pay for expenses including: school tuition, tutoring, online education programs, therapies for students with special needs, textbooks or other instructional materials, and sometimes, save for college.


One of the key advantages of ESAs is the level of control they give to parents.

Unlike other education funding programs, where decisions are often made by the government or school districts, ESAs put parents in the driver's seat. This flexibility allows parents to customize their child's education and allocate funds in a way that aligns with their values and goals.


Watch the short video below to see how ESAs work for families.


And the best part? ESAs aren't limited to a few select states. They're available in a wide range of locations, from Maine to Puerto Rico and everywhere in between. This means that no matter where you live, there's a good chance you can take advantage of this valuable resource.

So, if you're a homeschooling parent looking to make the most of your budget and provide your child with a top-notch education, ESAs are worth exploring. Navigating the world of ESA programs has never been easier. It's time to unlock a world of educational opportunities and give your child the learning experience they deserve with ESAs!

Check with the School Choice Dashboard to find out if your state has a Education Saving Account program and get to saving now! 💰

blog author image

Toni Simon

Toni Simon is a finance and accounting expert with a dynamic career beginning during the Enron scandal. She rapidly advanced through top investment and insurance firms, gaining deep knowledge in capital markets, insurance, and compliance. Pursuing an MBA, she broadened her expertise, notably in trusts. Toni’s entrepreneurial spirit led her to establish a successful tax consultancy, catering to a diverse clientele including small business owners, entertainment celebrities, Grammy Award-winning artists, and renowned YouTubers. Committed to community service, she's an active member of Sigma Gamma Rho Sorority Inc and serves as a Pastor. In her personal life, Toni enjoys crafting handmade soaps and vegan cooking. Her journey reflects a blend of professional excellence, community dedication, and personal passions, making her a standout in her field.

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